Are you a giver, or a taker?
Really...think about it. Are you the type who is spending your time figuring out how to beat the system? Do you spend money foolishly on trying to win the lottery, or are in involved in gambling because you "know" your turn to win is right around the corner? I'm not asking this to be critical, but to make a point. I know many people who spend their lives just wasting time and spinning in a circle trying to get through it. I have an approach that has worked for me and I guarantee it will work for you, if you are ready for disclipine, and a simple, stress free lifestyle:
Work hard. Don't accept hand out unless it's in dire situations.
Give to the TRULY less fortunate, when it's possible.
Be kind, curtous, and fair to EVERYONE you meet, not just the nice looking people you want to impress.
Keep material things at a minimum.
Be Thankful for what you have and live BENEATH your means. (Most Americans live BEYOND their means).
You don't have to be cheap, just be wise!
Love people. Show empathy for others. Love isn't about stuff, it's about time, patience, and understanding someone.
I just heard a comment on Dr. Laura that I am going to practice:
"The answer to Despair is Purpose"..let's all have a purpose in life by serving others and not being so selfish.