• Answers
  • Web

FreeCreditReport.com

Has anyone tried FreeCreditReport.com?  It seems popular, and I see their commercials all the time.  But is it better than ordering credit reports from the credit bureaus?


Share Send to a friend Watch Report
 
 

16 Posted Answers
Order by

 
2 helpful answers

You can get your credit report for free on AnnualCreditReport.com.  If you use FreeCreditReport.com, you might pay $15 per month.

http://www.kiiitv.com/news/local/19094009.html

Posted 2008-06-05T22:14:56Z
 
24 helpful answers

Tracy L. Coenen is WalletPop's Tax Expert and Fraud Expert

 

 

Free Credit Report isn't quite as free as they suggest it is. You get a free credit report by signing up for a paid service. You have to then turn around and cancel the service if you want to avoid the monthly charge for the credit monitoring service. So it's free, but with a catch. And they hope that a lot of people will forget to cancel the service and pay the monthly fees. If you use this service, get your credit report, print it out right away, and cancel immediately.

Posted 2008-07-15T12:42:07Z
Helpful?(5)
Rated as Best Answer
 
1 helpful answer

I am Lee Harrison. I have been repairing credit for 31 years. The way I look at FreeCreditReport.com is a joke. You can not dispute any thing on it and they tell you on there disclaimer that --this is not for loan purposes--- There are only 2 credit bureaus--Transunion---experian---equifax and CSC are the same company and they are a information service. To learn about your credit go to a credit bureau. You will save your self a lot of time. And the credit bureaus do not work together. They are 2 different companies. A 3 way mirge and a free credit report from the credit bureaus NO Way. Look at it like this have you ever gone to the credit bureau and got a free report? Case closed

Posted 2008-07-16T00:32:23Z
 

You can get all three credit reports using annualcreditreport.com. If you want to do it yourself, I would suggest that you stagger each reporting company every 4 months. This would give you a better chance of finding errors. Or you can sign up for one of the services that are advertised.

Please contact me for another choice. bagwellel@aol.com. I have joined a company that has what I believe to be the best service.

Posted 2008-07-18T06:52:41Z
 

It's not actually free, it's just a rip off to get you to sign up and pay for their credit monitoring service. The service really doesn't do anything other than cost you money. By law the credit bureaus have to give you a free copy of your credit report once per year and any time you are denied credit. I've used annualcreditreport.com, and that one really is free. 

Posted 2008-07-23T23:23:40Z
 

FreeCreditReport.com is a waste of time, your entitled to a free report every year from each credit bureau, people are just start to take notice how important credit is these days and now money hungry companies are banking on it.....just go directly to any of the credit company website and request a report, there's one website I believe you have to call....but the only thing is they dont give you your credit score for free.

Posted 2008-07-25T20:45:33Z
 

DO NOT USE FREECREDITREPORT.COM  as the people before me mentioned its not actually free you have to sign up for their credit monitoring service.  I actually work customer service at a bank and i have gotten so many calls from people who got their credit report and then tried to cancel the service and dispite their many attempts to cancel the company still takes money out of their accounts every month causing them so many headaches I strongly advise against it!!!!

Posted 2008-07-26T17:44:25Z
 

it was on the news tonight that it is not free.  They send you the report then charge you what the news called an unfair price

Posted 2008-07-27T04:47:55Z

Sign in to participate

Got an answer for Sue83? Would you like to comment on the posted answers, or vote for the one which you think is the best?

Sign up for a free account, or sign in (if you're already a member).

Explore Related Questions

Other people asked questions on similar topics, check out the answers they received:


Q:

What will happen to my credit score if I apply for ...

What will happen to my credit score if I apply for a loan and it is denied?
Submitted by Mohan   2 years ago.
  • viewed 899 times
Last answer posted 1 hour ago by TheCreditTruth


Q:

Clean up credit report

on my credit report has chargeoff accounts, how do I clean this up? Does it stay on my credit report if we strick deals?
Submitted by charisse   3 months ago.
  • viewed 457 times
Last answer posted 1 hour ago by TheCreditTruth


Q:

Credit Score - what to do about mistakes in the credit report

Credit Score - what to do about the wrong information found in credit report and score?
Submitted by energyak   6 months ago.
  • viewed 691 times
Last answer posted 6 days ago by jazs07



» More...

Explore Related Posts in Forums

List of credit repair, loan, and mortgage forums

Debt consolidation credit counseling giving free credit reports for credit repair and consumer... in advertising folders or in forum signatures. If you know other similar forums, please don't hesitate to be an advertising field for credit-related... please refrain from posting non-related messages especially...

The Catshack Reports: The Catshack Reports Interviews One Love Paintball....

As you have paypal or any other major credit cards. I would like to thank the Catshack Reports to make money, the money I make goes towards other products, advertising, teams that I sponsors My brother started playing paintball when he was about 11, so being like any other younger brother I also wanted to play....

Freecreditreport.com Informative - Don't go to freecreditreport.com, Online...

In there it says : It deceptively marketed “free credit reports” by not adequately disclosing that consumers... for the so-called free credit report on their web site, they will start to bill you after that if you monitoring, as many free credit reports as I want, and access to my credit report as much as...
» More...
Powered by
Feed - Subscribe to changes to this Q&A Blog
ADVERTISEMENT
  • Answers
  • Web
Copyright © 2006-2009, Yedda Inc. and respective copyright owners · CC License