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Ensuring Access To Affordable Health Care Insurance, A Promise Obama Is Breaking?


On health care reform, the American people are too often offered two extremes--government-run health care with higher taxes or letting the insurance companies operate without rules. Barack Obama and Joe Biden believe both of these extremes are wrong, and that's why they've proposed a plan that strengthens employer coverage, makes insurance companies accountable and ensures patient choice of doctor and care without government interference.
--Barack Obama, "Plan for a Healthy America: Barack Obama and Joe Biden's Plan" from barackobama.com
If you already have insurance, the only thing that will change under my plan is that we will lower premiums. If you don't have health insurance, you'll be able to get the same kind of health insurance Members of Congress get for themselves.
--Barack Obama, "Closing Argument" speech, Canton, Ohio, October 26, 2008
President-elect Obama, during the campaign you pledged to build a health care system in which Americans can be assured of access to affordable health insurance. You guaranteed Americans who already have insurance that nothing would change except that their coverage would be less expensive. You pointed to the health system that Members of Congress have as your model for expanding coverage. And you agreed that choice of doctor and care is a basic principle. These laudable themes struck a chord with Americans.
Achieving this widely supported vision will be challenging in these difficult economic and budget times. It will be politically difficult. It is just 15 years since another Democrat with strong public support for health care reform--Bill Clinton--saw that support quickly evaporate when he crafted a partisan legislative proposal that departed from what Americans thought they had voted for.
In order to succeed, then, the legislation upon which you and Congress agree must be consistent with the principles of health reform that Americans believe they heard in your speeches. This means that your legislation should include the following important elements:

  • Use the consumer-choice system available to Members of Congress as a true model, not as a façade for government-run health care. The system you and other federal employees have enjoyed, the Federal Employees Health Benefits Program (FEHBP), is not like Medicare or Medicaid. It is an employment-based system with important characteristics. Its "health insurance exchange" functions like a shopping mall for plans, making it easy for families to shop each year for plans and to have portable coverage. Plans range from managed care to health savings accounts. There is no standard, congressionally mandated benefits package, and there is no national health board, so Members of Congress can choose the benefits that are right for them.

    The FEHBP consists of truly competing private plans, with no "public plan" enjoying a sweetheart deal. And it has private options available throughout the nation that even the sickest employees can afford. You are to be applauded for citing this as a model of choice and competition, but you must make sure that Congress does not play bait-and-switch, talking about the FEHBP but enacting something quite different.
  • Create a level playing field of competing private plans and real choice, and do not allow a "public plan" to undermine your other commitments to Americans. You spoke of including a government-sponsored "public plan" as one of the competing plans in your proposed health exchange, but there is no public plan in the FEHBP--and for good reason. There can be little doubt that if the government sets the rules for competition in an exchange and also runs one of the plans, the rules will be rigged to favor the public plan.

    Moreover, employers who currently offer coverage could switch their workers to this plan, and millions of Americans would discover that their employers had ended their existing private coverage. That would be an unacceptable violation of your "no change" commitment. Indeed, recent estimates from the Lewin Group, a leading health econometrics firm, suggest that more than 22 million Americans would experience an unexpected change in coverage with a public plan in place.[1]

  • Reform the tax treatment of health insurance to make it more equitable and efficient for taxpaying families. There is wide and bipartisan agreement that the current tax relief for health insurance is poorly designed and exacerbates uninsurance. Today's unlimited tax relief for employer-organized health insurance gives large breaks to executives and other highly paid employees but little or no relief for families without employment-based insurance or with only limited coverage at the place of work. The value of this "tax exclusion" is over $200 billion, or about 10 percent of all the nation's spending on health care.

    Policy analysts across the spectrum would limit the tax exclusion and use the revenue to provide tax relief for those without tax help to make coverage more affordable. A sweeping proposal came from one of your top advisers, Jason Furman.[2] Senate Finance Committee Chairman Max Baucus (D-MT) recently discussed tax reform in his "white paper" on health coverage.[3] Even Senator Hillary Clinton (D-NY) proposed a tax cap during the primaries. Converting part of the tax exclusion to a tax credit or similar tax relief for taxpayers without adequate insurance is a critical element of reform and is similar to the FEHBP's subsidy for premiums.
  • Use incentives and perhaps automatic enrollment in private plans, not government mandates, to foster wider coverage. You spoke eloquently during the primaries of the unfairness of forcing families to purchase coverage they couldn't afford. You also challenged your primary opponents to say which police powers they would use to enforce a mandate. As you explained, the main reason why working Americans are uninsured is that they cannot afford coverage.

    But inertia leads some other Americans who can afford coverage not to acquire it, in many cases because they know they can rely on the taxpayer-supported emergency room. For those Americans, you should explore the idea of "auto-enrollment" in private plans, in which the default is that working families are automatically signed up and must actively decline coverage if they don't want it. It turns out that default enrollment sharply increases sign-ups for pension plans, and you supported legislation to make it easier and affordable for firms to institute such enrollment procedures.

    You should therefore urge your staff and Congress to explore the effectiveness of a combination of automatic enrollment and financial incentives to widen private coverage, and not to draw up plans for more mandates or expansions of Medicaid or other public programs.
  • Refocus employment-based coverage to promote family control and choice rather than mandating employers to offer government-defined coverage. There are large gaps in the system of employer-sponsored coverage. Many smaller firms do not offer coverage at all, and others offer coverage that many of their workers don't want or can't afford. The solution to this is not to mandate that firms offer an expensive, comprehensive plan determined by Congress or else pay a tax. That would mean one-size-fits-all coverage while changing coverage that many workers are happy with--which you pledged not to do. Moreover, employer mandates and taxes hide the cost for employees because firms just cut back on cash income.

    You should instead take steps to enable families to choose and retain their health coverage from job to job, with the employer facilitating this through such things as arranging payroll deductions, much like their role in arranging 401(k) retirement plans. You could foster this with health tax breaks for employees who opt for plans with benefits they like that are offered through health exchanges, just as Members of Congress do.
  • Say "no" to the Daschle Federal Health Board. Even worse than congressionally mandated benefits would be mandatory coverage designed by the powerful Federal Health Board proposed by your nominee for Secretary of Health and Human Services, former Senator Tom Daschle (D-SD). Daschle envisions a remote board of "experts," perhaps modeled on the Federal Reserve Board. This board, he says, would be "insulated from politics. Congress and the White House would relinquish some of their health-policy decisions to it." Shielded from public opinion and from representative government, it would have "teeth," says Daschle, potentially deciding such things as premiums and appropriate services, and "all federal programs would have to abide by [its recommendations]." He also imagines that the board would "link the tax exclusion for health insurance to insurance that complies with the Board's recommendations."[4]

    Tom Daschle's Federal Health Board would have enormous power over medical decisions affecting every American. This is unacceptable, and would break your pledge to give Americans choice. You should reject his idea.
  • Take bold action to allow states to experiment with better ways of reaching the nation's health coverage goals rather than imposing a national plan on states and families. Our system of federalism is intended to allow states to determine the best ways to achieve objectives we share as a nation, thereby appropriately limiting the role of the central government and fostering creative diversity. We value that principle of federalism in such areas as education and welfare. It is important to utilize it fully in health care. Thus, rather than try to create a Washington-designed system with a national health exchange and impose it on states, businesses, and families, you should instead make greater use of the power of federalism.

    The better course would be for Washington to clarify the broad goals of a health system and to encourage states to devise the best ways to achieve those goals. That can be done in a bold way by making it possible for states to obtain approval from Congress for significant changes in existing laws and programs--by granting the states waivers from laws, not just regulations--so that they can restructure programs and try creative ways of expanding affordable coverage. Bipartisan bills have already been introduced in both houses of Congress to accomplish this.[5] Supporting the federalism approach would give real meaning to the commitment in your campaign proposal to give states the flexibility to experiment with better ways to accomplish national goals for health care.
  • Be bipartisan when working with Congress. President Bill Clinton made a critical mistake in failing to draw ideas and support from both sides of the aisle. Working only with his own party and relying on only a narrow range of outside experts, he rejected sensible ideas, and his final proposals were out of sync with the public. You must not repeat that mistake. In such areas as the tax treatment of health care, federal-state cooperation, insurance reform, and other critical pieces of health reform, there are well-developed bills already before Congress, several of them bipartisan. Outside of Congress, there has been an unusually thoughtful, bipartisan discussion on coverage. And there has been important state experimentation in both red and blue states. You should build on these important developments, not ignore them.

Conclusion

While Americans express frustration with our current health system and want action to make coverage more dependable and affordable, they also want the nation's health system to retain important principles and features. Americans demand choice, for instance, and if they are content with the coverage they have, they do not want it disrupted. Moreover, they resist the idea of a standardized system being imposed on them from Washington.

Millions of Americans voted for you because they believed your words meant that you shared these principles. You now have the opportunity to craft health legislation that abides by these principles and is compatible with your pledge.


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48 helpful answers

"LEARNING is fundamental!"

God, Country, Self..in that order.

VISION, Change and Education=PROGRESS

Tell me WHEN he will be arriving in my state, I would like to hear more.

~ nmpb

 
157 helpful answers

"They would not find me changed from him they knew - only more sure of all I thought was true."

~Robert Frost

 

Campaign promises are intended for one reason and one reason ONLY! These promises are the reason one votes for one candidate as opposed to another.

It's my opinion that the Obama administration has turned our country in another direction that will be detrimental to the entire infrastructure. From proposed reforms within the government to foreign policy, he has caused only harm. To disburse $900 million dollars via the UN without checks and balances?

"The Prime Minister of Israel, Benjamin Netanyahu laid down a challenge for Barack Obama. The American president, he said, must stop Iran from acquiring nuclear weapons—and quickly—or an imperiled Israel may be forced to attack Iran’s nuclear facilities itself. "

http://www.theatlantic.com/doc/200903u/netanyahu

In an interview conducted shortly before he was sworn in today as prime minister of Israel, Benjamin Netanyahu laid down a challenge for Barack Obama. The American president, he said, must stop Iran from acquiring nuclear weapons—and quickly—or an imperiled Israel may be forced to attack Iran’s nuclear facilities itself.

“The Obama presidency has two great missions: fixing the economy, and preventing Iran from gaining nuclear weapons,” Netanyahu told me. He said the Iranian nuclear challenge represents a “hinge of history” and added that “Western civilization” will have failed if Iran is allowed to develop nuclear weapons.
In unusually blunt language, Netanyahu said of the Iranian leadership, “You don’t want a messianic apocalyptic cult controlling atomic bombs. When the wide-eyed believer gets hold of the reins of power and the weapons of mass death, then the entire world should start worrying, and that is what is happening in Iran.”
History teaches Jews that threats against their collective existence should be taken seriously, and, if possible, preempted, he suggested. In recent years, the Iranian president, Mahmoud Ahmadinejad, has regularly called for Israel to be "wiped off the map."  and the supreme Iranian leader, Ayatollah Khamenei, this month called Israel a “cancerous tumor."  But Netanyahu also said that Iran threatens many other countries apart from Israel, and so his mission over the next several months is to convince the world of the broad danger posed by Iran. One of his chief security advisers, Moshe Ya’alon, told me that a nuclear Iran could mean the end of American influence in the Middle East. “This is an existential threat for Israel, but it will be a blow for American interests, especially on the energy front. Who will dominate the oil in the region—Washington or Tehran?”
Netanyahu said he would support President Obama’s decision to engage Iran, so long as negotiations brought about a quick end to Iran’s nuclear ambitions. “How you achieve this goal is less important than achieving it,” he said, but he added that he was skeptical that Iran would respond positively to Obama’s appeals. In an hour-long conversation, held in the Knesset, Netanyahu tempered his aggressive rhetoric with an acknowledgement that nonmilitary pressure could yet work. “I think the Iranian economy is very weak, which makes Iran susceptible to sanctions that can be ratcheted up by a variety of means.” When I suggested that this statement contradicted his assertion that Iran, by its fanatic nature, is immune to pressure, Netanyahu smiled thinly and said, “Iran is a composite leadership, but in that composite leadership there are elements of wide-eyed fanaticism that do not exist right now in any other would-be nuclear power in the world. That’s what makes them so dangerous.”
He went on, “Since the dawn of the nuclear age, we have not had a fanatic regime that might put its zealotry above its self-interest. People say that they’ll behave like any other nuclear power. Can you take the risk? Can you assume that?”
Netanyahu offered Iran’s behavior during its eight-year war with Iraq as proof of Tehran’s penchant for irrational behavior. Iran “wasted over a million lives without batting an eyelash … It didn’t sear a terrible wound into the Iranian consciousness. It wasn’t Britain after World War I, lapsing into pacifism because of the great tragedy of a loss of a generation. You see nothing of the kind.”
He continued: “You see a country that glorifies blood and death, including its own self-immolation.” I asked Netanyahu if he believed Iran would risk its own nuclear annihilation at the hands of Israel or America. “I’m not going to get into that,” he said.


Neither Netanyahu nor his principal military advisers would suggest a deadline for American progress on the Iran nuclear program, though one aide said pointedly that Israeli time lines are now drawn in months, “not years.” These same military advisers told me that they believe Iran’s defenses remain penetrable, and that Israel would not necessarily need American approval to launch an attack. “The problem is not military capability, the problem is whether you have the stomach, the political will, to take action,” one of his advisers, who spoke on condition of anonymity, told me.

Both Israeli and American intelligence officials agree that Iran is moving forward in developing a nuclear-weapons capability. The chief of Israeli military intelligence, Major General Amos Yadlin,said earlier this month  that Iran has already “crossed the technological threshold,” and that nuclear military capability could soon be a fact: “Iran is continuing to amass hundreds of kilograms of low-enriched uranium, and it hopes to exploit the dialogue with the West and Washington to advance toward the production of an atomic bomb.”


American officials argue that Iran has not crossed the “technological threshold”; the director of national intelligence, Admiral Dennis Blair,said recently that Israel and the U.S. are working with the same set of facts, but are interpreting it differently. “The Israelis are far more concerned about it, and they take more of a worst-case approach to these things from their point of view,” he said. The chairman of the Joint Chiefs of Staff, Michael Mullen, recently warned that an Israeli attack on Iran’s nuclear facilities would undermine stability in the Middle East and endanger the lives of Americans in the Persian Gulf.


The Obama administration agrees with Israel that Iran’s nuclear program is a threat to Middle East stability, but it also wants Israel to focus on the Palestinian question. Netanyahu, for his part, promises to move forward on negotiations with the Palestinians, but he made it clear in our conversation that he believes a comprehensive peace will be difficult to achieve if Iran continues to threaten Israel, and he cited Iran’s sponsorship of such Islamist groups as Hezbollah and Hamas as a stumbling block.

Ya’alon, a former army chief of staff who is slated to serve as Netanyahu’s minister for strategic threats, dismissed the possibility of a revitalized peace process, telling me that “jihadists” interpret compromise as weakness. He cited the reaction to Israel’s unilateral withdrawal from Gaza four years ago. “The mistake of disengagement from Gaza was that we thought like Westerners, that compromise would defuse a problem—but it just encouraged the problem,” he said. “The jihadists saw withdrawal as a defeat of the West … Now, what do you signal to them if you are ready to divide Jerusalem, or if you’re ready to withdraw to the 1967 lines? In this kind of conflict, your ability to stand and be determined is more important than your firepower.”


American administration sources tell me that President Obama won’t shy from pressuring Netanyahu on the Palestinian issue during his first visit to Washington as prime minister, which is scheduled for early May. But Netanyahu suggested that he and Obama already see eye-to-eye on such crucial issues as the threat posed by Hamas. “The Obama administration has recently said that Hamas has to first recognize Israel and cease the support of terror. That’s a very good definition. It says you have to cease being Hamas.”


When I noted that many in Washington doubt his commitment to curtailing Jewish settlement on the West Bank, he said, in reference to his previous term as prime minister, from 1996 to 1999, “I can only point to what I did as prime minister in the first round. I certainly didn’t build new settlements.”
Netanyahu will manage Israel’s relationship with Washington personally—his foreign minister, Avigdor Lieberman, of the anti-Arab Israel  Beiteinu party, is deeply unpopular in Washington—and I asked him if he could foresee agreeing on a “grand bargain” with Obama, in which he would move forward on talks with the Palestinians in exchange for a robust American response to Iran’s nuclear program. He said: “We intend to move on the Palestinian track independent of what happens with Iran, and I hope the U.S. moves to stop Iran from gaining nuclear weapons regardless of what happens on the Palestinian track.”
In our conversation, Netanyahu gave his fullest public explication yet of why he believes President Obama must consider Iran’s nuclear ambitions to be his preeminent overseas challenge. “Why is this a hinge of history? Several bad results would emanate from this single development. First, Iran’s militant proxies would be able to fire rockets and engage in other terror activities while enjoying a nuclear umbrella. This raises the stakes of any confrontation that they’d force on Israel. Instead of being a local event, however painful, it becomes a global one. Second, this development would embolden Islamic militants far and wide, on many continents, who would believe that this is a providential sign, that this fanaticism is on the ultimate road to triumph.


“Third, they would be able to pose a real and credible threat to the supply of oil, to the overwhelming part of the world’s oil supply. Fourth, they may threaten to use these weapons or to give them to terrorist proxies of their own, or fabricate terror proxies. Finally, you’d create a great sea change in the balance of power in our area—nearly all the Arab regimes are dead-set opposed to Iran’s acquisition of nuclear weapons. They fervently hope, even if they don’t say it, that the U.S. will act to prevent this, that it will use its political, economic, and, if necessary, military power to prevent this from happening.”


If Iran acquires nuclear weapons, Netanyahu asserted, Washington’s Arab allies would drift into Iran’s orbit. “The only way I can explain what will happen to such regimes is to give you an example from the past of what happened to one staunch ally of the United States, and a great champion of peace, when another aggressive power loomed large. I’m referring to the late King Hussein [of Jordan] … who was an unequalled champion of peace. The same King Hussein in many ways subordinated his country to Saddam Hussein when Saddam invaded Kuwait in 1990. Saddam seemed all-powerful, unchallenged by the United States, and until the U.S. extracted Kuwait from Saddam’s gullet, King Hussein was very much in Iraq’s orbit. The minute that changed, the minute Saddam was defeated, King Hussein came back to the Western camp.”


One of Iran’s goals, Netanyahu said, is to convince the moderate Arab countries not to enter peace treaties with Israel. Finally, he said, several countries in Iran’s neighborhood might try to develop nuclear weapons of their own. “Iran’s acquisition of nuclear weapons could spark a nuclear arms race in the Middle East. The Middle East is incendiary enough, but with a nuclear arms race it will become a tinderbox,” he said.


Few in Netanyahu’s inner circle believe that Iran has any short-term plans to drop a nuclear weapon on Tel Aviv, should it find a means to deliver it. The first-stage Iranian goal, in the understanding of Netanyahu and his advisers, is to frighten Israel’s most talented citizens into leaving their country.  “The idea is to keep attacking the Israelis on a daily basis, to weaken the willingness of the Jewish people to hold on to their homeland,” Moshe Ya’alon said. “The idea is to make a place that is supposed to be a safe haven for Jews unattractive for them. They are waging a war of attrition.”

The Israeli threat to strike Iran militarily if the West fails to stop the nuclear program may, of course, be a tremendous bluff. After all, such threats may just be aimed at motivating President Obama and others to grapple urgently with the problem. But Netanyahu and his advisers seem to believe sincerely that Israel would have difficulty surviving in a Middle East dominated by a nuclear Iran. And they are men predisposed to action; many, like Netanyahu, are former commandos.
As I waited in the Knesset cafeteria to see Netanyahu, I opened a book he edited of his late brother’s letters. Yoni Netanyahu, a commando leader, was killed in 1976 during the Israeli raid on Entebbe, and his family organized his letters in a book they titled Self-Portrait of a Hero. In one letter, Yoni wrote to his teenage brother, then living in America, who had apparently been in a fight after someone directed an anti-Semitic remark at him. “I see … that you had to release the surplus energy you stored up during the summer,” Yoni wrote. “There’s nothing wrong with that. But it’s too bad you sprained a finger in the process. In my opinion, there’s nothing wrong with a good fist fight; on the contrary, if you’re young and you’re not seriously hurt, it won’t do you real harm. Remember what I told you? He who delivers the first blow, wins.”

HOW IS THIS RELATED TO HEALTH CARE? THE ISRAELI HEALTH CARE HAS BEEN PROVEN AND SURPASSES THE UNITED STATES IN ALL AREAS!

ARMY BRAT

 

hs

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6 helpful answers

 

The following is a sure fire way to reduce health insurance costs to the public.

 

Health insurance costs started rising in 1976 when the legal profession here in the United States was allowed to start advertising. Attorneys will only file a law suit against parties who have the ability to pay, or against those who have an insurance company that's most likely to settle out of court. Because of this the Medical profession is a prime target for lawsuits, primarily because of the money to be gained by the legal profession from the medical facilities malpractice insurance company. After a law suit has been filed against a medical facility, the attorney for the plaintiff will seek an out of court settlement from the facilities malpractice insurance company, regardless of the strength of the case. The malpractice insurance company has two options: (1) Settle out of court or: (2) Go to court and face the cost of a very expensive jury trial. Why a jury trial? As per the 7th Amendment of the US Constitution that reads:

 

In Suits at Common Law, where the value in controversy shall exceed twenty dollars, the right of trial by jury shall be preserved, and no fact tried to a jury, shall be otherwise reexamined in any Court of the United States, than according to the rules of the Common Law”.

 

Due to the 7th Amendment, either party to a CIVIL law suit can request a jury trial, the other party to the law suit has NO LEGAL right to object, this is where the Medical profession gets had! Here's a hypothetical example: The dollar amount stated in the law suit could be for any amount of money, the cost of a jury trial could be in the area of perhaps $250,000. The plaintiffs attorney would then offer to settle out of court for perhaps $100,000, an amount far less than the cost of a jury trial, the insurance company would most likely take the offer without the case going to trial because of this being the less expensive of the two. This is why as much as 50% of the medical facilities gross income is paid out for malpractice insurance, because of these “SO CALLED” out of court settlements! This added cost is then passed on to the public in the form of higher medical insurance premiums. On the other hand, if the case were tried by a judge the case would either be thrown out or a REASONABLE judgment entered.

 

A way to avoid this legalized EXTORSION and reduce the cost of medical coverage is to modify the 7th amendment to the US Constitution. The modification would state that BOTH the plaintiff(s) and the defendant(s) in a CIVIL law suit to MUTUALLY consent to a jury trial before a jury trial would take place, otherwise the case would tried by a judge. Most attorneys won't bother filing a law suit if the consent of the defendant and plaintiff is a prerequisite for a JURY TRIAL because they wouldn't be able to use the threat of a JURY TRIAL to obtain an out of court settlement. This example applies ONLY to CIVIL law suits and WOULD NOT be applicable in criminal cases. In criminal cases the defendant would still be entitled to a criminal trial upon request.

 

With this modification to the 7th amendment in place lawsuits across the nation would drop off drastically, especially when it comes to the medical profession, and because of this the cost of malpractice insurance will drop accordingly, thus reducing the cost of health insurance to the public! The only real problem with getting this modification to the 7th amendment passed is a good percentage of our congressional leaders are attorneys (including President Barrack Obama) who will fight this change to the very end, because it would make it far more difficult for them to EXTORT the public once they leave office and resume their primary profession as attorneys. It's time for TORT reform by chasing the FOX out of the hen house once and for all, and give the American public back affordable health coverage that they once had prior to 1976.

 

Please forward this message to everyone you know, including your congressman.

 

The Secretary of Health and Human Services shall provide for the offering of an Exchange-participating health benefits plan (in this division referred to as the “public health insurance option”) that ensures choice, competition, and stability of affordable, high quality coverage throughout the United States.

 
DYK
6 helpful answers

Don't Let the Myths About Health Care Reform Scare You.

 

There are special interest groups trying to block progress on health care reform by using myths and scare tactics. Like the notion that health care reform would ration your care, hurt Medicare or be a government takeover. Actually, these are false statements.

All of the health care reform plans currently being debated in Congress would ensure that you and your doctor are the ones making decisions about your health. The majority of working Americans will continue to receive their health care through their employer. In addition, health care reform will strengthen Medicare by eliminating billions of dollars in waste while lowering prescription drug prices.

Throughout the debate on how to fix what's broken about our health care system, AARP pledges to help you cut through the noise and find the facts about what health care reform means for you and your family. When we see special interests using scare tactics, we'll make sure you're given the facts so you can make informed decisions about health care reform.

The following are some of the most common myths being spread about health care reform and the facts that prove them wrong – click here to watch a video by AARP on the myths and facts of reform.

Myth: Health care reform is socialized medicine.

Fact: Health care reform will preserve the employer-based health care system, meaning an estimated 200 million Americans will continue to get their coverage through their employers.

Fact: For people buying coverage for themselves, there would be a range of private health plans to choose from. Also, the so-called "public plan" option would seek to give American consumers another choice if they can't find affordable, quality coverage in the private insurance market. The goal of the "public plan" is to give consumers the best value for their money and force greater competition among insurance plans for our business.

Fact: Every proposal that Congress is considering would allow people to choose their own doctors and hospitals.

Bottom Line: Health care reform isn't about a government takeover. It's about guaranteeing all Americans a choice of health care plans they can afford.

Myth: Health care reform means rationed care.

Fact: None of the health reform proposals being considered would stand between individuals and their doctors or prevent any American from choosing the best possible care.

Fact: Health care reform will NOT give the government the power to make life or death decisions for anyone regardless of their age. Those decisions will be made by an individual, their doctor and their family.

Fact: Health care reform will help ensure doctors are paid fairly so they will continue to treat Medicare patients.

Bottom Line: Health reform isn't about rationing; it's about giving people the peace of mind of knowing that they will be able to keep their doctors and that they will always have a choice of affordable health plans.

Myth: Health care reform will hurt Medicare.

Fact: None of the health care reform proposals being considered by Congress would cut Medicare benefits or increase your out-of-pocket costs for Medicare services.

Fact: Health care reform will lower prescription drug costs for people in the Medicare Part D coverage gap or "doughnut hole" so they can get better afford the drugs they need.

Fact: Health care reform will protect seniors' access to their doctors and reduce the cost of preventive services so patients stay healthier.

Fact: Health care reform will reduce costly, preventable hospital readmissions, saving patients and Medicare money.

Fact: Rather than weaken Medicare, health care reform will strengthen the financial status of the Medicare program.

Bottom Line: For people in Medicare, health care reform is about lowering prescription drug costs for people in the "doughnut hole", keeping the doctor of your choice, improving the quality of care, and eliminating billions in waste that is causing poor care and medical errors.

Myth: Health care reform is too expensive – we can't afford it.

Fact: The President and Congress have committed to producing legislation that will be paid for so it won't saddle our children and grandchildren with debt.

Fact: If we do nothing to fix health care, families with Medicare or employer-based health coverage will likely see their premiums nearly double again in the next seven years.

Fact: If we do nothing to fix health care, the share of your income spent on health care will nearly double in the next seven years.

Bottom Line: When one in three Americans say someone in their family skipped pills, postponed or cut back on needed medical care due to the cost; when countless bankruptcies are related to medical expenses; when the number of uninsured approaches 50 million; when government spending on health programs rises so rapidly that it jeopardizes other priorities; and when employers struggle to pay for the costs of health care, the fact is, we can't afford not to fix health care.

Myth: Health care reform means the government can make life-and-death decisions for you.

Fact: Health care reform will NOT give the government the power to make life-and-death decisions for anyone regardless of their age. Those decisions will be made by individuals, their doctor and their family.

Fact: No one, including the government or your insurance company, will be given power to make life-and-death decisions for you.

Bottom Line: Health care reform isn't about putting the government in charge of difficult end of life decisions. It's about giving individuals and families the option to talk with their doctors in advance about difficult choices every family faces when loved ones near the end of their lives.

 
139 helpful answers

Cool Equal justice for All

The law works but the system needs changed, We all abide by the law but sometime it failes us. The same with the goverment. God bless the USA, Brign our troops HOME safely, To the men who did not get the credit they deserve, MAY GOD WATCH OVER OUR SERVICE MEN.

What can i say but agree with you you have a good point but as we all know that is the way you get elected to office tell the people what they want to hear.

Posted 2009-10-04T20:06:02Z
lawbug was invited by Yedda to answer this question.

 
1 helpful answer

They are going to do it the way they want.  It's not them who it will affect. Plus they don't care if they break the bank anyway.  More money has been spent so fast without much research and respect for all who vote.

I wouldn't want to be the next two generations coming ahead.  At least he can pay for his prescriptions and have a private vehicle take him or his family anywhere they please.  This would include their private doctor. Innocent

 

Posted 2009-10-15T03:42:23Z
LittleBeakedOwl was invited by Yedda to answer this question.

 
129 helpful answers

Hurt me once
 
Shame on you!
 
Hurt me twice
 
Shame on me!
 

"GOD BLESS OUR TROOPS"

 

 
"THIS WAS IN MY E-MAIL,FROM ONE OF OUR BEST POSTERS"
      "PLEASE TAKE THE TIME TO READ, THANK YOU"
 
Good Morning Friends,

I take this recent statement by Dr. Charles Krathammer not as fact, but as a distinct possibility.

I am not sure how many of you are familiar with the Climate Change Meeting that will be occurring in December, (Copenhagen), and the potential ramifications on Americas Sovereignty? At this point I don't, but am trying to educate myself as to the possible outcomes. Why? Because it is really starting to assail my basic American sensibility
. Sorry, but I kind of like what freedoms we still posses, and have this unnerving feeling that what this administration is trying to do with OUR country is simple. That is to Take us into economic parity with the rest of the developed nations. Instead of being number ONE, we shall be ONE of many.

Dr.
Krathammers statement, or belief.

"
Obama doesn't really see himself as President of the United States, but more as a ruler over the world.  He sees himself above it all, trying to orchestrate & coordinate various countries and their
agendas.  He sees moral equivalency in all cultures.  His apology tour in Germany and England was a prime example of how he sees America, as an imperialist nation that has been arrogant, rather than a great noble nation that has at times made errors.  This is the first President ever who has chastised our allies and appeased our enemies!"


With that thought in mind I have taken several sections of the proposed Global Climate Change Treaty and did a little cutting and pasting.
What you will notice is what I call a lot of multiple choice language. Depending on the choices taken, and the signatures adhered to, will basically determine what we as a once sovereign nation will contribute to the rest of the world. From what I can tell, if the proper wording is picked in the FILL IN THE BLANKS, we will be screwed.  You be the judge.


Here are some of the excerpts. Once again you be the judge.
When I filled in the most conservative blanks, guess what? Take the first paragraph and you fill in the blank and ask yourself, WHAT DOES THIS DO TO OUR ECONOMY? OUR JOBS? OUR WAY OF LIFE???
If you recall Bush would not sign the Kyoto Treaty that called for a 5% reduction of Carbon Emissions for the vast ramifications that would be felt by the U. S. Let me think. What do you thing a 75 % reduction would do, much less a 95% reduction.



[And [in the range of 75–85] [by at least 85] [by at least 90] [by more than 95] per cent
by 2050.]]
Alternative to subparagraph 31 (
b):
[should transform their economies over the coming decades in order to collectively reduce their
greenhouse gas emissions by 80–
95per cent by 2050 compared to 1990 levels.]
 
36. The new agreed post-2012 institutional arrangement and legal framework to be established for
the implementation, monitoring, reporting and verification of the global cooperative action for
mitigation, adaptation, technology and financing, should be set under the Convention. It should include a
financial mechanism and a facilitative mechanism drawn up to facilitate the design, adoption and
carrying out of public policies, as the prevailing instrument, to which the market rules and related
dynamics should be subordinate, in order to assure the full, effective and sustained implementation of the
Convention.
38. The scheme for the new institutional arrangement under the Convention will be based on three
basic pillars: government; facilitative mechanism; and financial mechanism, and the basic organization
of which will include the following:
(a)
The government will be ruled by the COP with the support of a new subsidiary body on
adaptation, and of an Executive Board responsible for the management of the new funds
and the related facilitative processes and bodies. The current Convention secretariat will
operate as such, as appropriate.
[[[Be legally binding, and] [Include] [legally-binding] provisions for ensuring the
compliance of Annex II Parties with their financial commitments to support enhanced
action on adaptation in developing countries] [Provisions for ensuring the compliance of
developed country Parties with their financial and technology transfer commitments shall
be legally binding];]
2. [National adaptation plans [are to be] [should be] [reviewed and] updated [every [three to] four
years] [with financial support from the Convention Adaptation Fund]. [Implementation of] national
[adaptation plans [and actions]] [adaptation planning processes] [should be ongoing and iterative, and
activities] [should be] [could be] [reported] [included] as part of a country’
s national communication.]
23. [[To promote [[the] enabling [activities] [environments] [(policy, legislative and institutional)] to
support] [, enable and support the implementation of] adaptation action[
s], [all Parties] [Parties] [all

 
 
FCCC/AWGLCA/2009/INF.2
Page 35
 
developing country Parties [particularly low-lying and other small island countries, countries with low-
lying coastal, arid and semi-arid areas or areas liable to floods, drought and
desertification, and
developing countries with fragile mountainous ecosystems]] [with financial support from the Convention
Adaptation Fund, technical support and capacity-building] [shall][should][may]:] [To promote the
enabling activities to enhance adaptation actions in all developing country Parties, the developed country
Parties should]:
 
At this point there are 200 pages of this piece of work. 


Does the Carbon Issue need to be addressed? Yes. Does Health Care need to be addressed. Yes.
How? In small, systematic increments that actually accomplish the ends to the mean. That don't disrupt our whole social and economic system at the insistence of our Presidents outlook on our FLAWED and unfair nation.


The question that I need to ask is very simple. Is this
GCC treaty a means to Obama's true goal as suggested by Dr. Krathammer? How does this tie into Cap and Trade, Health Care, Compensation Control, Education, and all of the other radical changes that he is trying to enact?


I think that we are starting to see the larger picture now.


KEEP THE FAITH, and I think it is safe to say, KEEP UP THE FIGHT!

B. 
 

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