What's the difference between a credit card and a debit card? Which is better?
Do you get points for using a debit card like you do in a credit card?
It really does depend on what type of Debit Card that you have. I have a debit card that if I choose "credit" when making a purchase and use my Debit card like a credit card then I will earn points. I am signed up with a frequent flier program so I use my debit card as a credit card to earn points.
I have another suggestion- If you are out of town and need cash NEVER go to a bank ATM or you will get charged a "Non-branch" service fee. My suggestion is to go to a grocery store and make a purchase using Debit as a payment option and then requesting cash back. It is a win-win situation you avoid the outrageous fees charged by out of town banks not to mention the fee charged by your bank. You get your cash and avoid all service fees charged by banks.
One thing with a debit card, unauthorized transactions are immediately extracted. Credit cards allow you to dispute unauthorized charges. Just another idea to keep in mind.
You can use the credit card to your advantage and use it to gain cash back or rewards if you're going to spend that money anyway.
Alpine
Test
Gene's answer below is a little bit more correct in that a debit card can get you into trouble as they have and some still do let you take more out of your account then you actually have,resulting in over draft fees.
The two cards are almost the same :)
Pre-paid Credit Cards
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