i have lost my job, i have ssi but not enough to handle my credit cards. i have 6, which are now maxed out due to late fees, over the limit fees. can they do that every month, charge me over the limit?
well, i manage my rent, food, and utilities, insurance, gas, laundry...but thats it...no money left for the cards..i couldn't even afford a lawyer to file chapter 7.
they hound me hour after hour, 7days a wk. i let them know i lost my job...i keep looking....because it is pre-recorded, i guess thats a loop-hole to get them off the hook...
i just want to turn off my phone......can u give me any advice for my delemma?
thanks