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Asked about “Money on AOL Coaches

Credit History

I payed a credit card bill a couple of days late. Will it affect my credit history?


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2170 thumbs up

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Only if the creditor reports it as late. Some companies give you a day or two and as much as 30 without reporting you as being delinquent.

 

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Good luck and best wishes. 


Posted 8 months ago ( permalink )
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No, it shouldn't.  It usually has to be 30 days late before they report it to the credit bureaus as delinquent.


Posted 8 months ago ( permalink )
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chane was invited by Yedda to answer this question.

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It really depends on the company though I think all companies give a day or two extra to pay before it affects your credit history. In general in your case I would expect there not to be any problem.


Posted 8 months ago ( permalink )
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Aardvark was invited by Yedda to answer this question.

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Most likely not.


Posted 4 months ago ( permalink )
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Your credit card company will only report you if you are always late, therefore in there eyes your a liability. I believe they give you a maximum of 30 days before you get a strange phone call -- haha! Just stick to paying your credit card on time and try not let the interest sky rocket and you'll be fine.


Posted 18 days ago ( permalink )
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