What do you use your credit cards points for? Do you find yourself buying more or paying with your credit card so you have more points?
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I simply use my american express card for almost all of my monthly purchases. Sometimes they offer double points for places that i usually shop, ie: gas station, pharmacy, etc. You can really rack up the points quickly! You do have to pay an annual fee for the card, but, most of the time the entire balance is due at the end of the month. This keeps me on track and out of credit card debt. I carry very little cash during the month and write checks when necessary. If you know you have to pay the bill in full at the end of the month, it controls over-spending. Works for me!
A credit card offers you security and helps you manage your finances. Following details will help you in choosing a credit card .
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