My husband and I feel as though we are in so much debt. I know that we are better off than others in this economy, but we are both always stressed and trying to figure out how to pay our bills. Our credit cards are our number one priority right now, but we can only afford to make the minimum payments and with a credit card maxed out at 6k ( about $150/month) and another at 2k ($60/ month) with interest rates around 10%.... we're drowning. It seems as though when we make a $150, the interest is $115 of that, so when the next month comes along, the credit card looks as though it wasn't paid at all. How do we get out of this?