In your opinion, which people should invest more:
Those with children, or those without?
Why?
Those with children.
Investing is then seen and regarded as an additional form of insurance in the event that one or both parents pass away whie also planning for other life events (clothing, vacations, etc).
A couple where both partners work do not have the same concerns in continuing a standard of living for more than two human beings when one partner passes away.
Either one--if you choose not to have children, that money becomes your nest egg for retirement or an emergency fund. If you do choose to have children, that money could become a college fund if started early enough.
I don't think it really matters. Every person should try and maximize his earnings from his/her current capital. You never know when you'll need the extra money.
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I think both can make an investment, for the singles they are preparing for their future family, while those with children are a must, because that is the preparation for their child's support. But in the two I must say that those with children must invest more, since they have their children and needed a support in their schooling.
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IMO People with Children tend to have more Investment. This is because they have an additional reponsibility and liability for the future. Their Career, Education, Marraige could all be accounted for in investments.
But people without children would only be concerned about their old age safety and security, for which one or two retirement plans could provide sufficient funds at the time.
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It is always better if you decide to invest something without the reference from responsibility. Because it seems you are force to do so. You can better judge the investment plan in you are free from any obligation. The luxury of decision is in your hands
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