Buy House or NOT? 60, disability, need change, no tax benefit, but other serious reasons for buying.

hey i think you should get marry

Have you thought about hiring an organizer? He/she can help you sort,sell or rent storage if necessary. Then, maybe get together with a few friends and have a yard sale for a few weekends. Try to re-think why you are keeping items. Get an inexpensive camera and take pictures of things, put them in an album. Then go through the album and decide what you can get rid of. You will still have the pictures and if you like to write, jot down where you got the items, dates and names of people who gave them to you. There are many charities who could use your items to help less fortunate people. If you just move to a larger place, that will give you permission to keep adding items and maybe get into a worst financial situation. I think you are brave enough now to tackle your problems. You seem to have a lot of common sense about finances. This is only a suggestion but each winter while preparing for tax season, I go through my bills and discard older items and any envelopes or advertising that may have been with them. Also, I go through and discard most of my old Birthday and Holiday cards, keeping a few to do crafts with, usually less than twenty because I realize I will never get to most of my ideas. It really puts me in a relaxed mood when I put out a couple of garbage bags of old paper items that where cluttering up my files and closets. It also puts me in a mood to start a new project since I now know what I have to work with. Best Wishes and let me know how you're doing.

Getting started is the hardest part of any positive changes. Get all the information on several options to buy or rent a larger house. Then see if you can reduce your items by at least a third. Since you will be moving eventually, separate items that can be donated or sold. Then pack up the keepers and label the boxes "kitchen, bath, living room, etc." Of course, keep out items you use every day. Then box or bag up items to be sold or donated. Your move will go much smoother when the time comes. Think ahead to the excitement of arranging your new home and enjoying having a more organized life with friends, family and pets. I took all my dishes, glasses and pot and pans out of the cupboards on a weekend. I had pots that I had never used and dishes and glasses that took up four cabinets. I kept one or two of each kind of pot, then four sets of glasses and about half of my plastic ware. I boxed them and took them to my daughter. She kept a few of the nicer things since they cook every night and gave the rest of them to the church kitchen and to a room where they keep items for families that are burned out, etc. I haven't missed any of them. If I need a pot for something, I borrow it from my daughter then return it. I kept my good china so I have everyone over for dinner occasionally and use all my best. I bought a four glasses and plates from Walmart for everyday use. If they get broke, I'll buy some more. I have recently gone through some things my mother left me which is harder. I want to, at least, catalog them if I can't get rid of them, then pack them up. I think there are at least 4 large boxes but at least they will be listed and boxed away in storage. I have some furniture from her that I use every day so I don't feel guilty packing the smaller things away. As you can see, I still have issues. Best wishes for a bright future.