Buy to let Mortgage? I personally have never heard of that but it sounds like you want to buy in this buyers market but then make money by mortgaging the purchase. This could be wrong but I would suggest if this is correct that you buy something you can get really cheap, keep enough of your money to RENOVATE and resell. Buy to mortgage is not a common sense thing to do. It sounds like a bad idea. But if you want to buy a home to live in and get a good deal and then mortgage it you would need enough money to OWN the home. Then get an equity loan to fix the home and raise your proprty value right away. BUT you may not make enough in this "Buyers Market" to make enough. If you explain your question more clearly I can answer more accurately.. LS