I have been on a stand alone solar system for 16 years now.... a friend of mine, called to help him find out which of his panels were bad ... after spending about 2 hours , we found 3 all about 10 years old. After calling one of the local solar places, we found that all three could be exchanged for 90% of the full value. He will be out only about 150 instead of about 1500.
Mine have a 25 year warranty on them and the company is very good, the initial cost is high, but years down the road you will be very happy.