Would it not have been more prudent to put these billions in the hands of consumers? 1 million to every legal citizen in the US would have only amounted to 329 billion dollars, just about the amount that has already been wasted on giveaways that had no economic impact. The mortgage default fiasco would be fixed, medical payment problems would be dealt with, auto makers would sell cars, education/tuition would not be a problem and interest on these payments would accrue as taxable didvidends.