Im considering early retirement at 55 this year. I have a good pension available to me currently, and want to take the lump sump pay out before that changes. Ive looked at the Dex-X equity indexed annuity product that Allianz insurance markets as an option for a large portion of my qualified pension funds. I hope to have about 1.7 mil in qualified funds. I do expect to need the 72t disbursment to provide and additional income stream. What do you think of this product for someone in my position? A couple of financial advisers, have told me not to buy a fixed equity indexed annuity of any type. What do you think?? Your advise is appreciated. Rick