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Allianz insurance ; considering the Dex-X equity indexed anuity..???

Im considering early retirement at 55 this year.  I have a good pension available to me currently, and want to take the lump sump pay out before that changes.  Ive looked at the Dex-X equity indexed annuity product that Allianz insurance markets as an option for a large portion of my qualified pension funds. I hope to have about 1.7 mil  in qualified funds. I do expect to need the 72t disbursment to provide and additional income stream.  What do you think of this product for someone in my position?  A couple of financial advisers, have told me not to buy a fixed equity indexed annuity of any type.  What do you think??  Your advise is appreciated.  Rick


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