I have to strongly disagree with the person that said that you are halfway through your life-span at the age of 34. That's pretty ridiculous--we're not living in the 1930's when people died when they turned 65 or before. In addition, you can do anything you want with your life at any age. Life isn't always about money and following some path of what other people are doing. You are never too young and never too old. But by the way, you're young! You can do anything. Travel, have fun, don't worry about age. Don't listen to anyone that tells you half your life is over. Do they know when you'll die?