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Adverse credit score for widow

My sister's husband died last year, leaving a $12,000 credit card bill. The bank offered to settle for $8,000. As executor of his estate, she paid them off. NOW, she has found the bank has put adverse information on HER credit report, even though her name was never on the account. Should they have done this?


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Lee
28 helpful answers

the difference between being a hero or a coward is holding onto fear for one second longer

No, they never should have done it but this is an all to common event.  She should go to her lawyer lay out all the facts and have him contact the bank. It will be worked out but it could take some time.  

Posted 2009-04-14T20:20:00Z
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78 helpful answers

Love Never Fails

I don't think they can do this to her. How did she find out the bank put adverse information on her credit report?

 
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Everything I say can be fully substantiated by my own opinion.

She applied for a personal loan to replace the well, which has gone dry.  Her lender turned her down because of the negative listing from the credit card bank.

Posted 2009-04-13T18:11:39Z
 
78 helpful answers

Love Never Fails

I'm guessing your sister should contact an attorney to see what can be done. Good luck.

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