Wife and I filed bankruptcy in 1998. We did not include our 1st mortgage but did include 2nd mortgage. We have been paying 1st mortgage monthly. We stopped paying 2nd mortgage prior to bankruptcy discharge. 2nd mortgage is now owned by a different bank from original. We have a letter from current 2nd mortgage showing that the loan was charged off and they have not made any attempt to contact us. Our concern is the 2nd lien on our property. We would like to get it removed due to the 2nd mortgage being covered in the bankruptcy. How do we get this 2nd lien removed?
