Having the perfect answer to that question is questionable.  Stocks are always risky; but, knowing what I know right now, it doesn't matter where the economy is, our company has a history of escalating in profits.  When bad things happen in this Nation, our company does better.  Our stock (8/22/08 USA Today article)  is #3 top performing stock over 15 yrs of consecutive growth.  You might want to check out the article and a site that tells the story of who, what, and how we do it.  www.Gettingto.buildlastingsuccess.com    Maybe a Plan B for your life would be a good thing to enhance that Financial Portfolio of yours.