I lost mine just recently, and im 16 to a guy that i really didnt love and i hate now, well after we broke up. but what im saying is that love dosent really have to play a big role in this, its weather or not you guys are ready. every one is different and i guess you just have to say what wil happen if my gf gets preggie, serious things like that..just talk about it, you guys will find theanwser your selves, without people telling you that 16 is too young, because honestly everyone loses their virginity in high school, and mabe a little after, but all that really matters is if your both ready...