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Michael J. Fitzgerald, CPA/PFS, CFP®, MST
Retirement & Financial Planning, Houston, Texas
Wealth Management & Investment Advisory Services, Houston, Texas Michael J. Fitzgerald, CPA/PFS, CFP®, MST’s, (Houston, Texas) focus is on retirement income replacement with integration into personal finance, especially the areas of 100% retirement income replacement strategies and tax minimization distribution planning. Michael J. Fitzgerald, CPA/PFS, CFP, MST, (Houston, Texas) is an expert on current tax law changes and effects to IRAs, 401(k)s and other employer-sponsored retirement plans and through his unique planning he is able to show pre-retirees how to develop a 5 year retirement business plan focused on reaching their goals through replacing 100% of their income through his retirement income replacement platform.He is a frequent speaker at retirement and online events, including advisor training seminars, client education events and leadership recognition programs.Prior to forming his company Michael J. Fitzgerald, CPA/PFS, CFP®, MST, (Houston, Texas) served as the Director of Wealth Management for a prestigious Registered Investment Advisory firm in Washington D.C. As the Director of Wealth Management, Michael J. Fitzgerald, CPA/PFS, CFP®, MST, (Houston, Texas) provided analysis and day-to-day operations for 65 ultra-wealthy families with over $179 Million dollars of assets under management. Michael J. Fitzgerald, CPA/PFS, CFP®, MST, (Houston, Texas) provided strategies and ideas on a variety of topics including financial planning, investment strategies, stock market outlook, asset allocation, retirement and estate planning.Michael J. Fitzgerald, CPA/PFS, CFP®, MST then after relocating back to Houston, Texas formed his own Fee-Only Wealth Management & Investment Advisory Registered Investment Firm focusing on helping clients replace 100% of their income and transition into retirement on their terms. Michael J. Fitzgerald, CPA/PFS, CFP®, MST, (Houston, Texas) has earned multiple professional licenses and certifications: He is a Certified Public Accountant, (CPA), one of only 3,600 CPAs out of the 575,000 CPAs practicing in the United States that have obtained the Personal Financial Specialist credential. He is a CERTIFIED FINANCIAL PLANNER, (CFP®). He has also earned his Series 65 licenses as an Investment Advisor Representative for a Fitzgerald Financial Partners, LLC a Registered Investment Advisory Firm in Houston, Texas.Retirement & Financial Planning, Houston, TexasWealth Management & Investment Advisory Services, Houston, Texas
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Michael J. Fitzgerald, CPA/PFS, CFP®, MST (Houston Texas)
Wealth Management & Investment Advisory Services, Houston, Texas
Michael J. Fitzgerald, CPA/PFS, CFP®, MST, (Houston, Texas) has been active in the financial planning field since 2000. He holds the licenses and designations of a Certified Public Accountant, (CPA), a Personal Financial Specialist, (PFS), a Certified Financial Planner®, (CFP), and a Masters of Taxation, (MST) and Bachelors of Business Administration in Accounting from the Texas A&M University. A well-known planner in the Houston, Texas area, Michael J. Fitzgerald, CPA/PFS, CFP®, MST, (Houston, Texas) has been cited been selected to the 2008 Guide to America’s Top Financial Planners and has just recently been recognized in the CPA Wealth Provider Magazine, where his firm was profiled as one of the cutting edge retirement planning firms of the future. Michael J. Fitzgerald, CPA/PFS, CFP®, MST, (Houston, Texas) is a founder and a principal at Fitzgerald Financial Partners, LLC a wealth management and investment advisory Registered Investment Advisory Firm, located in Houston, Texas. He works primarily with pre-retirees that have at least ($500,000) that are struggling to figure out how they can possible make it through 30+ years of retirement. His primary focus is using all 8 asset classes to build a 5 year 100% retirement income replacement platform, so that his clients can transition into retirement on their terms. He enjoys working with like-minded individuals, executives, business owners, families and pre-retirees, who want someone to get these tough answers. Michael J. Fitzgerald, CPA/PFS, CFP®, MST, (Houston, Texas) is actively involved in multiple professional development activities and is committed to improving the abilities and competence of other professionals involved in retirement & financial counseling. Professional activities include, Financial Planning Association, (FPA), Houston Financial Planning Association, American Institute of Certified Public Accountants, (AICPA), and the Personal Financial Planning Section of the American Institute of Certified Public Accountants. He has also been awarded the prestigious 5 Star Advisor on the Paladin Registry. He is heavily followed as one of the most cutting edge advisor online and is in current development of his retirement income replacement book. Michael J. Fitzgerald, CPA/PFS, CFP®, MST, (Houston, Texas) is very active in many community-based non-profit organizations, and is also a serious hunter. He, his wife Margaret, who is also a Certified Public Accountant, (CPA) and their two month old son enjoy travel, hiking, volunteering, and reading in their leisure time.
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WELCOME TO INKATREKS TOUR OPERATORS We´re specialists in touring and discovering, the most unusual and least visited places of interest in Peru Travel, for 10 years. We´re a fully licensed Travel Agency and tour operator in Peru Travel, specialists in custom made tours that you can help design if you wish and can be adventure, cultural, archeological, historical, and ecological, new routes re-examined and improved regularly, a complete equipment which make the trips more pleasant If you want We can design the tour of your dreams based our many years of experience Not only do we visit the famous Seven Wonder of the World ( Machupicchu) and Cusco but we also stroll through local markets and andean villages or have a glass of chicha in local chicha houses, experience cultural interactions with friendly andean people.We invite you to acquaint yourself and interact with the history, culture, religion and the varied landscape of Peru Travel and Bolivia.We, with our team of professionals, provide a personalized service is our main basis of success and our motto is customer’s satisfaction, at whatever cost.If you are looking for more personal travel services in Peru Travel and Bolivia and wish to avoid over-commercialized package tours. Welcome to Peru Travel Itinerary of the Peru Travel Peru Travel Day 1:Arrive in Lima, reception and transfer to hotel, information on city and tours. Hotel accommodations Peru Travel Day 2:Breakfast. Lima City Tour. Tour the most important and characteristic colonial areas of the city including the Plaza de Armas, capitol buildings, cathedral, archbishops palace, Desamparados train station and old streets with classical mansions with Moorish style balconies, San Francisco church with its majestic convent and catacombs. Leaving central Lima visit the neighborhoods of San Isidro and Miraflores and Love Park , demonstrating the contrast between old and modern LimaPeru Travel Day 3:Breakfast. Transfer to the bus station for travel to Nazca. Tranfer to hotel in Nazca. In the afternoon, tour the archaeological sites of Nazca – Chauchilla cemetery, Katalloc Geogliphs, and the underground aqueducts that demonstarate the hydrolic engineering of this culture. HotelPeru Travel Day 4:Breakfast. In the morning, fly over the Nazca Lines. These lines, whose purpose is unknown, include geometric lines and figures sucn a the hummingbird and monkey. Extremely large and created by removing the stones and topsoil to leave lighter colored soil below, they are best seen from the air.Bus transportation to Arequipa (10 hours). Peru Travel Day 5:Reception and transfer to hotel. Afternoon tour of Arequipa, visiting thes of this World Heritage Site. Plaza de Armas, cathedral, Jesuit church and convent, San Francisco complex, colonial buildings, colonial area of Yanahuara and the Santa Catalina Convent. Hotel. Peru Travel Day 6:Two day excursion to Colca Canyon, leaving at 8 am. Passing the National Reserve of Aguada Blanca y Salinas, seeing vicuñas, llamas and alpacas in their natural habitat. Arrive in the town of Chivay, capitol of the province. Lunch. In the afternoon visit the medicinal thermal baths of La Calera. Visit the Ethnological Museum. Night in Chivay.Peru Travel Day 7:In the morning we continue down the Colca Canyon to the Mirador de la Cruz, where we have the opportunity to see condors. Returning toward Arequipa we visit the villages of Collahuas and Cabanas, see agricultural terraces, tombs and other archaeological sites. Night in Arequipa.Peru Travel Day 8:Breakfast. Transfer to bus station to take bus to Puno (5 hours). Traveling through picturesque land we pass the towns of Imata, Santa Lucia and Juliaca. Afternoon free.Peru Travel Day 9:Breakfast. Tour of Uros and Taquile Islands. Lake Titicaca is considered the highest navigable lake in the world. We arrive by boat at Uros, a complex of about 40 islands made of totora reeds. We continue to Taquile, climb a beautiful Inca trail to the village, appreciating the natural environment and views of the lake. We visit the artisan center where we find a variety of fine weavings. The community preserves its ancient way of life such as clothing and customs. Afternoon return to Puno, hotel. Peru Travel Day 10: Breakfast. Travel by bus to Cusco, with guide. On the way, visit the archaeological site of Pucara; La Raya, the continental divide; the Inca site of Raquchi; and the colonial church of Andahuaylillas. Transer to hotel in Cusco. Reception with coca tea.Peru Travel Day 11:Afternoon City Tour: Koricancha, cathedral, Sacsayhuaman, Q’enko, Pucapucara, Tombomachay. HotelPeru Travel Day 12:Breakfast. Excursion to Machu Picchu. Early in the morning transfer to the train station to begin the all day excursion to Machu Picchu, the “lost city of the Incas” and one of the best known examples of Inca architecture. The city is located in a jungle like environment. Lunch is not included. Hotel.Peru Travel Day 13:Breakfast. Free day to return to Machu Picchu or visit the thermal baths at Aguas Calientes. Afternoon return to Cusco by train. Transfer to hotel.Peru Travel Day 14:Breakfast. Sacred Valley Excursion. Visit the traditional market of Pisaq, buffet lunch in Urubamba, and the town and ruins of Ollantaytambo. Ollantaytambo is perhaps the longest occupied town in the Americas and the original Inca houses, canals, streets and walls. Return to Cusco, hotel.Peru Travel Day 15:Afternoon tour of Museums in Cusco. The Museum of Religious Art, San Blas Church, Santa Catalina, Regional History Museum. Hotel Peru Travel Day 16:Breakfast. Transfer to the airport for flight to Lima. Transfer to hotel.Day 17:Transfer to the airport for international flight.END OF SERVICEIncluded in Peru Travel : In Lima: Transfers3 nights hotel including breakfastCity Tour with transportation, guide and entrancesIn Nazca: Transfers1 night hotel including breakfastOverflight of Nazca LinesTkts bus from Nazca to ArequipaIn Arequipa:2 nights hotel including breakfastCity tour with guide, transportation, entrances1 night hotel in ChivayTransfersIn Puno: Transfers2 nights hotel with breakfastTour including transportation, guide, entrancesBus to Puno including guide, entrances and lunchIn Cusco: TransfersCity tour with transportation, guide, entrancesSacred Valley tour with transportation, guide, entrances, lunchMachu Picchu tour with transportation, guide, entrance1 night hotel in Aguas Calienteshttp://www.inkatreks.com/
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