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Dave Dickey's Profile

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About Dave Dickey

David Dickey is a tenured and accomplished mortgage banking executive with more than 22 years of mortgage and housing industry experience.  Dave believes one of the keys to resolving the current trouble in the mortgage and housing markets is to provide a service that will restore consumer and legislative confidence in the mortgage banking industry.  Dave is partnering with consumers, real estate professionals, lenders, and legislators to enhance transparency, full disclosure, and ensure equitable home loan terms are accessible and equally obtained.

Dave is available for a broad range of topics including: the mortgage market, housing industry, mortgage products and programs, government mortgage and housing related programs, loan modifications, REO, foreclosures, reverse mortgages, short sales, and the consumer perspective relative to mortgage lending and housing. Additionally he can speak to mortgage lending banks, brokers and current issues in the industry, i.e. RESPA reform, first-time homebuyer tax credit, underwriting guidelines, credit scoring models, licensing, HVCC, jumbo loans, and other pending legislation.  

Member Since July 11, 2009
45, Male, Dallas, United States

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A:

Indymac loan modification - does it work

I am working with IndyMac for a client and it appears to be going as expected and as works with other big lenders - takes time and patience. If you qualify for Making Home Affordable I would suspect ...
Submitted by Dave Dickey 2 months ago
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A:

I modifyed my mortgage around a year ago. My ...

I would have to know more, but if they have now tacked on an "escrow" payment to your previous lower principal and interest payment, you can have that removed. Since they beat you to the punch on ...
Submitted by Dave Dickey 4 months ago
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A:

We applied for a refinance to lower our mortgage ...

I would need to know a little more about your situation, but with that equity position it is very likely you should get a refinance. Go to our website at www.mynhla.com and go to contact us... we ...
Submitted by Dave Dickey 5 months ago
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Q:

I modifyed my mortgage around a year ago. My ...

I modifyed my mortgage around a year ago. My payments went lower and I was ok. I pay my taxes around March of every year because ...
Submitted by vsw   4 months ago.
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Last answer posted 4 months ago by Mikey Doo

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