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13 helpful answers

Remember...it's your money!

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About Janna

I am interested in providing consumer advice for those with questions about money. I have been able to help friends and family who have come to me with questions about their finances over the years. I would like to share my knowlege of  spending and saving, budgeting, credit cards, and other financial concerns. The advice that I give is from experience, either my own or that of friends and family. I look forward to helping anyone with financial concerns.

Member Since August 16, 2008
51, Female, GA, United States

Answers


A:

How often should I check my credit report?

Checking your own credit report does not affect your credit score. Neither does inquiries from companies who want to offer you credit that you didn't apply for yourself. When you apply for credit and ...
Submitted by Janna 1 year ago
0 comments


A:

Is this a legal practice-- my bank will pay my ...

Sounds suspicious to me...maybe time to change banks.
Submitted by Janna 1 year ago
0 comments


A:

Does anyone know where i can get a loan to pay off ...

You may not need a loan. Go to www.nfcc.org to see what options are available to you through a Consumer Credit Counseling Service. They can lower your interest rates and have you make one monthly ...
Submitted by Janna 1 year ago
0 comments


A:

Can a londlord refuse rent in cash? they want a ...

It probably is for tax purposes. If you convince them to accept cash, be sure you get a receipt. It would benefit you, though, to pay by check or money order.
Submitted by Janna 1 year ago
0 comments


A:

Mortgage payment

You should call your mortgage company immediately. Ask for information on a hardship program. Most all companies now have a department that handles these kinds of problems. If you don't get ...
Submitted by Janna 1 year ago
0 comments


A:

Bill consolidation

Go to www.nfcc.org to apply for Consumer Credit Counseling. If you qualify for a Debt Management Plan, your interest rates will be reduced and your bills will be consolidated into one payment. It's a ...
Submitted by Janna 1 year ago
0 comments


A:

Remove

I agree that the best first step is to contact the company. There may have simply been a delay in reporting the accounts as paid, so call to let them know that they are still being reported with a ...
Submitted by Janna 1 year ago
0 comments


A:

Negative mark on Credit

Just remember that even if you do pay the bill now, it will still show up as a negative on your credit report for some time to come. After you pay it, you may need to contact the company and ...
Submitted by Janna 1 year ago
0 comments

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